How to Calculate Property Tax in Gurugram Under MCG Rules
MCG levies annual property tax based on covered area, property category (residential, commercial, industrial) and construction type, with meaningful rebates for early full payment — most owners overpay simply by missing the rebate window or misclassifying their property category.
MCG rate basis by category
Per sq. ft.
Typical early-payment rebate
10%
Instalments allowed (or 1 with rebate)
2
Broad property categories (res/comm/ind)
3
What the data says
MCG computes annual property tax using a per-square-foot rate that varies by property category, construction type (RCC vs other) and whether the unit is self-occupied or rented, applied to the covered/built-up area.
Worked example: a 2,000 sq. ft. RCC self-occupied residential unit at an illustrative MCG rate of ₹1/sq. ft. per annum for that category would attract a base annual tax of roughly ₹2,000 before any rebate; a rented unit in the same category typically attracts a materially higher per-sq.-ft. rate.
Paying the full annual amount before the notified due date typically earns a rebate (historically around 10%), while late payment attracts penal interest — so cashflow timing directly affects the net tax paid.
Verify your exact category rate and compute the payable amount, with and without the rebate, at /knowledge/calculators/property-tax.
How EstateVeda executes this
Identify the correct property category (residential, commercial, industrial, institutional) and occupancy status (self-occupied vs rented) on the MCG portal.
Confirm the covered area from your building plan/registry documents, since tax is computed on covered area, not carpet area.
Apply the current MCG per-sq.-ft. rate for that category and construction type to arrive at the base annual tax.
Pay before the rebate deadline to capture the early-payment discount and avoid penal interest for late payment.
Risks we underwrite against
Misclassifying a rented unit as self-occupied (or vice versa) on the MCG portal can trigger reassessment and penalty on discovery.
Missing the rebate deadline converts an otherwise favourable early-payment discount into penal interest on the same amount.
EstateVeda verdict
Always self-occupied units should be correctly registered as such and paid before the rebate deadline — the combined swing between rebate and penalty can be a meaningful percentage of the annual bill.
Frequently asked questions
How is property tax calculated in Gurugram?
MCG applies a per-square-foot annual rate based on property category, construction type and occupancy status, multiplied by the covered area of the unit, with rebates available for early full payment.
Is property tax higher for rented property in Gurugram?
Yes, MCG typically applies a higher per-sq.-ft. rate to rented residential property compared to self-occupied units in the same category, so declaring occupancy status accurately matters.
Can I pay Gurugram property tax online?
Yes, MCG property tax can be assessed and paid through the official MCG property tax portal, where owners can also verify rebate eligibility and payment deadlines.